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    Privacy Policy

    Last Updated: October 5, 2025

    At Simplicity, your privacy is important to us. This Privacy Policy explains how we collect, use, and protect your information.

    1. 1. Information We Collect

      • Business information (legal name, EIN, revenue reports, financial statements)
      • Personal information (name, email, phone number, business address)
      • Banking details (for payment processing and ACH transfers)
      • Website usage data (browser type, IP address, login activity)

    2. 2. How We Use Your Information

      • Process and manage your funding applications.
      • Maintain your merchant account and client portal access.
      • Communicate updates, reminders, or renewal offers.
      • Comply with legal, financial, or regulatory requirements.

    3. 3. Data Protection

      We use encryption, firewalls, and secure servers to protect your data. Only authorized Simplicity personnel or trusted vendors can access sensitive information.

    4. 4. Data Sharing

      We do not sell your personal or business data. We may share information only with payment processors, underwriting partners, or regulatory authorities as required by law.

    5. 5. Your Rights

      • Request a copy of your stored data.
      • Ask for correction or deletion where legally possible.
      • Opt out of marketing messages at any time.

    6. 6. Data Retention

      We retain records as long as needed for compliance, audits, or customer service.